Now that we’re part of Nationwide, we can bring you the same great value credit cards Nationwide customers enjoy.

Derbyshire Building Society’s credit card is provided by Nationwide, and has been designed to include all the important things you would expect from a great credit card.

As a Nationwide product, your application and on-going account maintenance will be handled by Nationwide, rather than a local Derbyshire branch.

Nationwide credit cards offer you a great package of benefits including:

• 0% for 15 months on balance transfers*
• 0% for 3 months on all purchases*
• typical 16.9% APR variable (Gold Card)
• no annual fee
• up to 56 days interest free credit
• automated telephone account enquiry service available 24 hours, 7 days a week

* Introductory rates apply from the date the account is opened. Balance transfers at 0% must be made within 3 months from account opening and are subject to a fee of 3% (minimum £5.00).

Extra Benefits

Commission-free purchases abroad which could save you money as Nationwide won’t charge you commission on any purchases you make abroad. Nationwide pass on a 1% fee charged to them for converting transactions made in foreign currencies outside the Visa Europe region. 

A positive order of payments which means unlike most other credit card providers, Nationwide pays off your debt being charged at the highest interest rate, before that charged at a lower interest rate – this could save you money.

Free 12 Months' extended warranty when you use your card to buy many gas and electrical goods costing over £50 that have a manufacturer’s warranty of up to 2 years. Please refer to the policy document for full details of excluded products.

Free purchase protection against theft, loss or damage for up to 100 days on purchases over £50, if not already covered by any other insurance.

Manage your card account online safely and securely. Nationwide are so confident of their internet banking site’s security, that if you ever innocently suffer any fraud as a result of their internet banking service, they’ll refund any money taken from your account. That’s a promise.

You’re protected with active account monitoring which means Nationwide will look at how your card's being used and if they see anything suspicious, they will contact you.

How to Apply

For further information and to apply for your Nationwide credit card, please call Nationwide FREE on 0800 30 20 10.  For security and training purposes, telephone calls may be monitored or recorded. Credit Cards are only available to those aged 18 or over and also depend on your circumstances. 

Nationwide Building Society subscribes to the Lending Code. For more information on the Lending Code please visit www.lendingstandardsboard.org.uk

Credit Cards are not regulated by the Financial Services Authority.